Bank "Tinkoff": rakavimbika Rating. Panguva "Tinkoff Bank" chii chiri chepamusoro kuti mabhanga?

Mumakore achangopfuura kutengeswa rinopikisa kubhengi "Tinkoff". Ona izvozvo zvakare iri kukura nokukurumidza, nokuti vanhu vakawanda vari kutanga vanoshingaira kushandisa mabasa ayo, zvizhinji zvacho rinobatsira chaizvo. Zvisinei, izvi zvose zvinofanira kukuudzai zvakawanda.

Vhuṱanzi

Yesangano iri inotanga muna 1994, apo muvambi dzemabhizimisi, Oleg Tinkoff, akatenga AKB "Himmashbank". Muna 2006, sangano Yakazopiwa zita rokuti "Tinkoff Credit Systems". Nhasi, bhengi anonzi kunyange nyore.

Its chikuru chepfungwa ndiye zvizere kure yokuzvigadzirisa. Kubhengi "Tinkoff", riri kumusoro Rating zvakakwana, haana mari michina uye nehoro. Asi izvi hazvina kumutadzisa kuva akakurumbira.

Izvi - chete paIndaneti bhengi yose Russia. Zvaro huru uye mabasa zvakabayirwa vatengi - debit uye makadhi, uye zvakawanda deposits. Asi ichi hachisi mazita yose mabasa. Uyewo, sangano yave runobereka kombrendovyh kadhi pachataurwa zvakanangwa zvikwereti (nokuti kutenga nhumbi pakombuyuta zvitoro) uye nangananga zvokushambadzira. A yakawanda chikwereti pachikuva ane "Tinkoff Bank".

Uise mukati kureva izvozvo anopindura rechi45. Zvakarurama -. A zvishoma kupfuura mabhiriyoni 29.2 Huwandu ake zvinhu ndiyo mabhiriyoni 182.208 rubles. Uye chokwadi chokuti vanhu vakawanda kudaro vanovimba pfuma avo sangano, ndiyo yakanakisisa uchapupu rakavimbika.

Zvinofadza kuziva

Kutaura kuti, riri pamahombekombe "Tinkoff" rating, zvinofanira kucherechedzwa kutarisirwa uye ayo urongwa uye bhizimusi womuenzaniso.

sangano iri anoita basa raro kubudikidza yepamusorosoro papuratifomu. Vazhinji pfungwa akapa Mobile negwara. Uye kwakasimbiswa zvakanaka, kuti kufanana ano vatengi. Nekuti vanhu vanoshandisa "Tinkoff" mabasa zvava zvakanyanya. Pashure pezvose, kuburikidza chikumbiro, unogona kuita nokukurumidza anotamisa kubva kadhi nomumwe (chero bhengi!), Pay motokari fines uye kushandisa mutumwa pakarepo MoneyTalk, iyo unogona kutumira mari zvakananga chat. Kazhinji basa, ano.

Mumakore mashanu akatevera, kubhangi anoronga kuva dzakazara mari Supermarket ubayire vatengi vari pachavo mabasa, uye nemumwe zvigadzirwa.

Zvakakosha kuziva kuti sezvo kuna 09.01.2016 sangano ndiyo 2nd pakukura mutambi ari chikwereti pamusika makadhi ane mugove 9.7%. Net purofiti wokutanga hafu 2016 yairema anenge mabhiriyoni 4.4 rubles.

About kuvimbika

Kubhengi "Tinkoff" kureva zvakanaka uyewo nekuti ndiye muridzi nomukurumbira mibayiro anoverengeka uye "pamisara". Izvi tivimbe. Somuenzaniso, muna October gore rino akagamuchira mamiriro makurusa, yakazvimirira paIndaneti bhengi munyika vakaverengwa vatengi. It akawanikwa kubva pakudzidza Frost & Sullivan bhizimisi muongorori zvakasimba.

Muna 2015 sangano vakaziva yakanakisisa paIndaneti bhengi muRussia. Uye muna 2016, yakasvika pakuzivikanwa kuti nzvimbo sangano ndiyo yakanakisisa rwezvemabhengi mabasa muRussia. Zvakawanikwa izvi kuti mubhengi yemarudzi magazini, rinozivikanwa Global Finance. A Euromoney akaziva sangano yakanaka digitaalinen bhengi muEastern Central Europe. Uye kuti haasi mazita yose kwemazita. Zvisinei, zvinofanira kuva pachena kuti sangano chakakomba kwazvo "Tinkoff Bank".

Security Rating uye akasimbisa zvakawanda, uye dzimwe chokwadi. Kureva kuti bhanga paChikoro mugadziriro rweinishuwarenzi dhipoziti. Nekuti vazhinji, uye kuvimba naye mari yavo. The Hurongwa inopikira - vose mari yavo, achagamuchira dzosera iri uwandu mamiriyoni 1,4 rubles nhoroondo uye iyezvino deposits uye mubereko.

rinoita budiriro

Kutaura zviri "Tinkoff Bank" yakachengeteka rating, hazvibviri kwete kuteerera uye Implementation paiya inonzi budiriro zvirongwa.

Kugara pane mishumo kuti hurongwa akaonekwa kana kuti utsanzi. Somuenzaniso, musi November 1 gore rino, "Tinkoff" vatanga Apple Pay - nyore uye yakachengeteka mubhadharo chokushandisa mari kutenga chete kubata mumwe kune Touch ID.

On October 3rd sangano yakatanga basa rinonzi "Tinkoff Investments" (ne BCS "bhuroka"). Pamusana kwaari, vatengi anogona zvino kusarudza kuchengetedzeka zvakananga ake pachake nhoroondo, uye kubhadhara kutenga kadhi.

Uye kwakange nhau September 22 kuti "Tinkoff" zvino kushumira vatengi yaro "teregiramu" - mutumwa, ari kuwana kuwedzera kukurumbira. Vanhu vaigona kutaura kutsigirwa chikwata runhare, email, Chat uye magariro nzira. network, uye ikozvino ndava kuwedzera "Teregiramu yaienda" iri pasi. Uye zvinogona kuitwa nyore. Enough ari kutsvaka bhokisi kupinda chikumbiro chakadai: TinkoffServiceBot.

chikwereti zvivako

Saka, panguva nguva "Tinkoff Bank" chii chiri chepamusoro ari - zviri pachena. Zvikuru zvakabatsira kuti abudirire vatengi ayo kushandisa makadhi uye mamwe mabasa online, asi chaizvoizvo vazhinji uye tora kunze kwezvikwereti. Uye pano vari kunyanya dzakakurumbira.

"Tinkoff" inopa vatengi kadhi rechikwereti ine muganhu anosvika 300 000 pamwe kumba pakusununguka. Panguva iyoyowo vanhu vari kupiwa mubereko isina kumwedzi mazuva 55. A rendi - 8 chete%. Asi ichi - kufadza unodiwa. Kazhinji, gadza payo nomumwe, uye paavhareji ndiye 6%.

Vanhu vazhinji vakaita kuti chikwereti "kadhi Tinkoff" sezvo chipi kutenga ravakanga vakabhadharwa, akapiwa 1% uwandu pamusoro bhiri. Uye 30% - nokuti kutenga dzinokosha zvinowanika. 1 pfungwa, nenzira, akaenzana Ruble. Ipapo anogona kupedza - nokuti kutenga ndege uye R / W matikiti, zvemasikati paresitorendi nezvimwe kutenga zhinji. Saka kuti munhu kuita kunze kadhi, uye anogona kutobatsira pachavo. In iyi, chero "misungo" kwete - zvose zvinogona kuwanika private muhofisi yake kana kuti kunyorera opareta. Izvi - dzinokosha Amenities kuti "Tinkoff" kubhengi. Chepamusoro pakati mabhanga zvinoitirwa ichi chikonzero kuti akakwirira. Nekuti vanhu, pakutanga kwezvose, kunzwisisa nyore uye munhu kutarisirwa.

Recent nhau

Munguva ichangopfuura, pakanga mashoko anonakidza. Uye ndizvo iye anoti: "remarara" akawedzera kwavo ATM kadhi replenishment Ipfungwa "Tinkoff". Kune pakunogumira. In rimwe kushanda pamusoro yacho, unogona kuisa 85 000 rubles. A mwedzi - kusvika 559 000 rubles. Komisheni hachiverengerwi, riri kunyanya zvinofadza.

Ichi chimwe chiratidzo chokuti sangano "Tinkoff" inogona kuvimbwa. Pashure pezvose, "remarara" iri rechi12 nzvimbo iri chepamusoro kuti mabhanga Russian. "Bhini" chinhu mumaguta private sangano zvikuru. Uye chokwadi kuti ikozvino kuburikidza ATMs ayo anogona kuvhiya chokuita "Tinkoff" chete kunosimbisa kuvimba vatengi.

mushandirapamwe

Kutaura chii kuitika chepamusoro kuti "Tinkoff" pamahombekombe, zvinokosha kugara pamusoro dingindira kubatirapamwe ayo nemamwe masangano. Active kudyidzana nevamwe nemakambani zvemari kamwe zvakare zvinoratidza kwayo kukomba uye rakavimbika.

Pano, somuenzaniso, SC "RosEvroDevelopment" (boka riri mutungamiri yezvokutengeserana Real Estate musika), "Tinkoff" musi waAugust 15, akaita yakatanga chirongwa kuvimbika. Tiri kutaura bhonasi chirongwa AURACARD. A bhangi mutengi, kunotenga panguva zvachose chero pfungwa yedu, akazviunganidzira pfungwa anogona zvino tichiita SEC "Aura". Chinangwa kwemajoini chirongwa - kusika inonakidza kuroorwa kwenguva itsva chidimbu kuti vatengi.

zvakanakisisa

Kubva zvose hurukuro pamusoro apa, zvinogona chimwe chete mhedziso - "Tinkoff" yakavimbika bhengi. Uye pakupedzisira ndinoda kuona kuti muchirimo gore rino, akanga azivikanwa yakanakisisa kumahombekombe kuti SERVICING kuti makadhi uye gadziriro dzavo. "Tinkoff" raiva 62,3 uye 70 Kukoshesa pfungwa kubva pane zvinobvira 100. Ndicho chikuru mamakisi pakati zvose kudzidza vechikamu. Uye chokwadi chokuti akanzi anozivikanwa Analytical risingaoneki Markswebb Rank & Report, tivimbe.