A mubhengi vimbiso nechokwadi kuurayiwa chesungano: Sample wiring ukoshi. Sberbank bhangi anovimbisa kuti tibu- kuurayiwa chibvumirano

Banking Software ndiyo runovimbisa kuzadzika nokubatira munzvimbo dzavose zvibvumirano. Regulation kwaari vose nuances nemashandisiro anotsanangurwa Federal Mutemo № 44 "On chibvumirano wemuTesitamende zvokuvakisa nechinangwa matunhu neminisiparati zvinodiwa".

Kana Software hauna kuzvireva

Pane zviitiko apo mubhengi vimbiso haisi inopiwa. Somuenzaniso, kana gwaro iri wakasainwa pakati masangano ehurumende (kunyange kana mapepa akaratidza zvimwe). Bank kuitira chibvumirano waivako zvinovimbisa haushandi kana kutengeserana ndiko pasi Clearance yacho chikwereti. Murayiro inopa kuti mushandirwi anogona kuramba kupa dzavo kana ave kushandiswa kwokupedzisira kwerimwe basa. Izvi zvinoshanda chete anopa mari kwete vanopfuura zviuru 100. Kwiza., The pakuunganidza nemagariro pfuma, kutenga uto michina vasina analogues muRussia.

Uyewo, vimbiso haina kunodiwa Muzviitiko zvakadaro:

• Kana ubatanidzwe of kutengeserana - IP kana mumagariro sangano;

• mamiriro raanotaura racho rwezvemabhengi kutsigirwa;

• Pachine kubhadhara vari hwakatamisirwa nhoroondo miganhu simba Treasury;

• ukuru mberi muripo 70% of mutengo makurukuriro uye pachiyero iri akaripa pashure paminamato.

Kana chibvumirano Kwaakaita kondirakiti akapa mubhengi vimbiso mamiriro kunofanira zvakajeka chinyatsotsanangurwa ari gwaro.

requisites

A mubhengi vimbiso nechokwadi chokuzadzika "VTB" kondirakiti vanofanira zvine zvinhu zvinotevera:

• maonero (kumashure chinotangira kuzadziswa uye him.);

• munhu anoyamurika mashoko;

• zvibvumirano izvi, unopirwa rutsigiro;

• nemanyorerwo inopikira (akanyorwa yemagetsi);

• chimiro (rwezvemabhengi, yaida munhu anoyamurika);

• mari;

• mari;

• izwi kubhengi vimbiso iteererwe chibvumirano.

Zvinofanira hunonyatsodonongodza nzira kuti tose yawo. The vimbiso inowaniswa muripo weUS, inosidzikwa kuva chikamu kana misi yose. Mapato kusarudza sei zvichakanganisa kuripirwa: panguva imwe chete, chaiyo, kuti ape kusvikira mumwe musi. Dzimwe nguva mabhanga zvinoda rubatso muchimiro usingazungunuke pfuma kana rubatso.

mhando

Ånd kuti chibvumirano wehurumende - mubhengi vimbiso, izvo zvinogona kupiwa kuitawo makwikwi kana kudzivirirwa vatengi 'zvido kuhwina bidder. Dzimwe nguva gwaro rakanyorwa uye dzakanyorwa pamusoro pasi muripo. Saka mutengi ari kuedza kuti vazvidzivirire kubva anonyengera vatambi. Customs vimbiso kushandiswa pasi hurumende kwekanguva zvainoreva kwenhumbi munharaunda imwe nyika.

mikana

Kune mhando mbiri chipo chibvumirano wehurumende:

1. Urongwa inopikira.

2. Kutamisirwa mari nhoroondo mutengi.

Artist anosarudza pachake chero nzira. Kugona kushandisa bhanga vimbiso muchidimbu, uye chasara pakavha mari iripo. Gwaro iri rinosainwa nomumwe chikwereti kupfungwa chete, nokuti zvakakwana makurukuriro.

vhorumu

Bank kuitira chibvumirano waivako zvinovimbisa Inoshandiswawo pamwero wenyika 5-30% of kunonyanyisa mutengo, izvo raanotaura chiziviso. Kana kukosha chibvumirano kwazvo rubles mamiriyoni 50., Nhamba iyi inokwira kusvika 10-30%. Huwandu kuchengeteka anofanira kusapfuudza chitsama pachine nguva kana yokupedzisira idukusa 30%. Saka mutengi insures mukana asiri mutsividzo mari kana Muvaki anoramba ayo mitoro.

Kakawanda womufananidzo yekudyidzana lowers shoma kutengeserana mutengo kukwezva vatengi. Muzviitiko zvakadaro, vanopinda nechisimba Anti-nokurasa matanho. Kana chibvumirano ukoshi iri understated pedyo muzvina kana asingasviki mamiriyoni 15 rubles, kana mutengi rinopa mashoko zvinoratidza sechinhu chaiye ubatanidzwe kutengeserana, kana achava bhanga vimbiso nechokwadi chokupika chibvumirano, kugadzirira mharidzo izvo zvichashandiswa detailed pazasi. Kana yechipiri, Muvaki anofanira insured pangozi 1.5 nguva yepakutanga.

Rubatso muchimiro mari

Kuchinjwa advanced ari kupfuura rakavimbika nzira achisimbisa chinangwa mapato. Hapana chikonzero kudzidza rwezvemabhengi mitemo, ngozi kuti magwaro hazvigamuchirwi. Sezvo rubatso zvinogonawo kushandisa chikwereti mari.

Mari inofanira kunoitwa waiti wava mubasa racho, zvimwe kondirakiti haisi akagumisa. Mugwaro racho vanofanira kuratidza musi kudzoka kuchengeteka. Kakawanda iri zuva rakatevera pashure kusaina gwaro kupera.

Features

A mubhengi vimbiso nechokwadi chokupika kondirakiti hazvigoni ipiwe chero chikwereti sangano, uye chete rwuripowo pamazita nemasangano zvemari ane inopikira vari kufungwa kuti chinangwa o. Ngachipiwe pamusoro Website Bazi Finance uye Central Bank of Russian Federation. A chikwereti sangano uchasangana zvinotevera zvinodiwa:

1. Zvinonzi marezinesi ne CBR.

2. Kuti tiite rwezvemabhengi mabasa kwemakore anenge mashanu.

3. Vane mari dzavo mari kwete asingasviki mabhiriyoni 1 rubles.

Izvi zvinodiwa pakutanga 2015 unoenderana zvishoma kupfuura 300 mabhanga.

zvinodiwa

• Gwaro anofanira iine zvakajeka mashoko wazvipira, kuti kutengeserana uwandu. Bank mu zvakaitika kunonoka kukarukureta vanosungirwa kubhadhariswa vana 0.1% pazuva.

• The vimbiso anofanira kuva hazvishanduki, kureva munhu kuti hazvigoni yakabviswa pamahombekombe chero zvodini.

• Nguva kuitwa Musi kutapurirana mari.

• Yatevedzerwa zvibvumirano - kubhengi zvinovimbisa. Nguva ukoshi anofanira pfuura nenzira mazuva anenge 30, nguva huru kondirakiti.

• Mutemo unobvumidza mutengi pakuparwa kunonoka abhadhare 5 mazuva kuita debit.

Kusarudza hunovimbisa zvaidiwa zvose zvinodiwa mutengi anofanira mukati 3 days. Kana Software asingadi kusangana zvinhu zvakakodzera kupa Executive kungoramba rakanyorwa achitaura chikonzero. Pangava akawanda:

1. mubhengi vimbiso nechokwadi chibvumirano haisi pamutemo muna yokunyoresa of Federal Treasury.

2. Gwaro yakanga yakasainwa sangano zvemari kuti haisi pandandanda Bazi Finance.

3. chibvumirano haadi kusangana zvinodiwa Federal Mutemo № 44.

komisheni

The algorithm zvakafanana kusaina ari kuchengetedzeka chikwereti kushanda kwacho. Chisarudzo chakaitwa kwakavakirwa kuongorora zvinyorwa dzingangoitika bidder wacho. In tsika, izvi zvinotora zvishoma 2 mavhiki. Mari mubhengi inopikira kuitira chokupika kondirakiti rinowanikwa nerimwe yeGmail.END_STRONG nomumwe, kufungisisa mitemo yenyika. In tsika, kufadza mari asingadi pfuura 25% of mutengo chesungano. Sezvinoita chikwereti mari mubhengi inopikira kuti vateme chibvumirano asingagoveri akasununguka uye kuti muripo. Huwandu basa kunoenderana uwandu mari, nguva, Kuwanikwa anondibatsira.

zvakwakanakira

Bank vimbiso - mu sechokumbofanobata kuti mabasa chibvumirano - anobvumira mutengi kuderedza ngozi murombo basa unongotaura. Artist kupinda pawaitengesa pachena zvokuvakisa, uye makambani makuru. Pokushandisa vimbiso ambotirega haana chinja mari kubva kumusika, ngaaruramisire kuti mari kutira kushandiswa, kana mutengo nhau. Kana ukaisa mari kwenguva pa okubhengi, mubereko mari akapfuudza chitsama Komisheni inobhadharwa nokuda vimbiso. A chikwereti nesangano kwema vakadaro vanowana okuwedzera mari. Panguva imwe cheteyo, izvozvo paanotarisira zvikwereti huru.

A mubhengi vimbiso nechokwadi kuurayiwa chesungano: The mharidzo

Somwanakomana (rubatso) anomirirwa Director Petrova II, iyo inoshanda maererano nesimba gweta nhamba AA75, akati: anoziva kuti kambani (wechikoro) akunda nyoro kuti kodzero kugumisa kuti chibvumirano kuti kuvaka migwagwa, vakaperekedza Ltd. (the munhu anoyamurika), maererano migumisiro iyo chibvumirano iri akagumisa.

Guarantee inopiwa aurayiwe chikuru mutoro.

Gwaro achipinda simba kubva musi kwayo nemasaini.

Garant inozviita kubhadhara munhu anoyamurika mumiririri mune mari kwete anopfuura 400 000 (zviuru zvina mazana), nokuti 3 mazuva (matatu) okutambirwa chikumbiro kuitika:

• nehanya kutyora mazwi wechikoro;
• Description wazvipira.

Chikumbiro inofanira pamwe magwaro:

• munhu vanopupurirwa kopi chibvumirano;
• zvinotaura default;
• makopi mapepa asimbise simba vanhu akasaina gwaro.

The chikumbiro anofanira kuzviisa mukati garandi nguva, pakero: Belgorod, Ul. Road senga 1.

Kuita pamusoro rubatso ndeyevanyori kuripwa mari naro gwaro yakasainwa uye kuderedzwa nemari inobhadharwa kuti munhu anoyamurika.

Gwaro iri rakarongwa nenzira chete kopi uye chinoshanda kusvikira 31.12.2015.

A mubhengi vimbiso nechokwadi kuurayiwa chesungano: nokuisa

Kana munhu anoyamurika anogamuchira mari, zvinotora vave nyaya nhoroondo 51 Ogtagorcvac "Bank Account" uye 76 "Nhoroondo kunyorerwa". Principal Zvikwereti wainyatsotaura zvichienderana norudzi mitoro: nhoroondo 58-3 "Loans", 62 "misha ne vatengi", 58 "Finvlozheniya". The munhu anoyamurika anofanira kuziva mari kuti vakanga vagamuchira sezvo kubhadhara paruzhinji zvokuvakisa, ari kutengesa kunopfuurira. Sezvinoratidzwa muna Ogtagorcvac mubhengi kuitira chibvumirano waivako zvinovimbisa? Kwema dzinoturwa mune zvinotevera tafura.

Pano, Chokwadi, zvose zvinokosha kuti unyatsoteerera pakugadzirira Bank inopikira.