Plastic mudyandigere kadhi iyo kubhengi zvakanaka?

Nhasi mabhanga kupa zvakawanda munzanga makadhi. Vanogona kuchengetwa dzidzo, kushivirira, pensions, kutamira mubereko pamusoro deposits. Zvinokosha chete kuti ari mashoko aida kusarudza zvakanaka kumahombekombe kuti SERVICING.

mumagariro kadhi

Izvi rwezvemabhengi chigadzirwa pakutanga yakagadzirwa kugamuchira uye kuchengeta zvakasiyana evanhu zvakanakira: kwaanoita, pensions uye kushivirira. Asi nhasi, mashandiro ichi mubhadharo mudziyo chisingakwanisi kutsanangurwa mureza. Mudyandigere kubhengi kadhi unotsiva ayo wokuisira MHI gwara, kufamba Gwaro uye muripo chiridzwa. Kuisa mapikicha ari seri mapurasitiki rinoratidza kuti munguva yemberi iri pedyo ichatsiva mudyandigere chitupa vagari.

kunyoresa

Mudyandigere kadhi iri rakapa pamusoro zvakanyorwa pokushandisa nemhosva, iyo akapa pasipoti uye mudyandigere chitupa. Kazhinji mapurogiramu akadaro vachishandisa zvakachipa makadhi - Erekitironi, Cirrus, Maestro. Nyaya uye dzigadziridzwe epurasitiki vakasununguka. Ukoshi nguva - 3 years. Kutsvaga mudyandigere kadhi kunogona zvakananga muhofisi pashure kusaina chibvumirano. Iyi haisi chezita mapurasitiki, saka hatifaniri kumirira kwayo asunungurwe kwenguva yakareba. SMS Echipatara uye Indaneti rwezvemabhengi chokuita mahara. Kuburikidza Internet rwezvemabhengi kuita chero kubhadhara kubva runhare kuti recharge kuripwa fines uye munharaunda basa.

Mune zvimwe zviitiko, mudyandigere kubhengi kadhi rinoshandiswa sezvo nhoroondo iyo akatamisa chikwereti mari. Asi kwete mabhanga zvose kupa overdrafts pamusoro yakadaro mubhadharo zviridzwa. Service munzanga kuchengeteka makadhi aiwanzovimba ne zvikuru zvemari masangano. mari yavo kwemauto ichi chive shoma muzana kwemari. Asi chikonzero chikuru nei nemabhangi vanowanzotevedzera kuramba evanhu zvirongwa, iri kuti mutsetse uyu zvinounza, anowedzera kutendeseka pakati regulators ose tsika mari duku asi rakadzikama mari.

Nokuti withdrawals mu "chizvarwa" ATM muripo hachiverengerwi. Asi pane pokugumira mumhuri nechikwereti masangano. Somuenzaniso, muna Sberbank daily muganhu ndiyo 50 zviuru. Kwiza nechekuzasi. Nokuti kubviswa ane hombe uwandu nenhoroondo achafanira kubhadhara 0.5%.

Retirement kadhi mabhanga tutunura vashandi, kuderedza mari vatengi, passbook issuance uye kuwedzera turnover munhoroondo tichiregeredza evanhu mabasa "epurasitiki".

How kusarudza mubhengi?

Kutapurirana mari nhoroondo rinoitwa basa-free. Asi mutemo uyu chete zvinoshanda evanhu zvikomborero. Kuchinjwa mari pakati vanhu vachange kare mhosva basa. Izvi zvinhu zvakafanana mune mabhanga. Saka, pakusarudza zvemari nhume anofanira kukurukura dzimwe nzira.

Chekutanga, kuti nhoroondo iri dziri evanhu makomborero, kadhi anofanira kuvhurwa. Zvikasadaro, nokuti mudyandigere achafanira kumira mumutsetse kubhengi. Pamwe chete dambudziko yakatarisana nevanhu vanogamuchira kubhadhara kuburikidza Post kweRussia.

Chechipiri, zvikuru anokwanisa kugadzira mamwe kadhi kuti nhoroondo. Kana mudyandigere kadhi rinoshandiswa senzira "vanhuwo muhari", kuti kuwana mari vanofanira kuwaniswa kunhengo dzese dzemhuri. Muchiitiko chino, mumwe kadhi vachava vashoma.

Chechitatu, zvakakodzera kubvunza pachine nhamba ATMs muguta. Hazvina zvazvinoreva kuti ape kubhadhara mudziyo guru pamahombekombe, kana guta renyu haana ATMs kwemutongo sangano kana zvayo nevanhu. Cashless mubhadharo kwenhumbi chero zvazvingava, vachasunungurwa. Asi kurega achafanira kubhadhara basa.

Kana evanhu mubhadharo haisi pakarepo apedza, uye rinoungana munhoroondo, zvine musoro kubvunza pamusoro kukura chimbadzo pamusoro vasara pachiyero. mabhanga Most kupa basa iri. Asi mamiriro kugadzira imwe mari munhoroondo kweinenge mwedzi.

Sberbank mamiriro

Mudyandigere mari Bank kadhi achibvumira yokuisira kugamuchira mamwe 3.5% pamusoro nhoroondo pachiyero. On chikumbiro inogona akakurayirai mamwe mapurasitiki nokuda 150 rubles uye kubhadhara zvakafanana nokuda wegore rebasa. Kana PIN zvechizarira kana kurasikirwa kadhi achafanira kubhadhara 30 rubles.

Tsvaka Internet rwezvemabhengi pasina SMS inoudza kwokutanga kubatana hazvibviri. Password nokuti authentication uye kuzadziswa kwema zvose akatuma muchimiro SMS mashoko. Pashure kunyoresa kana kutanga iwe danda mukati unofanira kuchinja password. Zvadaro unogona kutarisira nhoroondo dzakasvikwa kadhi zvakabatana kuti mudyandigere. Kukarukureta zvinhu rinoitwa nokuda zvakanakanaka nhoroondo 3.5% pa annum. 1 muripo anoitwa kamwe pagore.

Social mudyandigere Makadhi vane zvainovhiringidzawo zvikuru zviviri. Vanoshandira chete panguva ATMs wechitatu-party masangano. Ndiko kuenda kunze chete muripo huchashandiswa hakushandi.

basa packs it

Mudyandigere mari Bank kadhi anogona kushumirwa nomumwe izvi mutero zvirongwa: "Huzere" uye "Economy". Muchiitiko chokutanga, mumwe oparesheni anofanira risimbiswe mumwe-nguva pasiwedhi, vachauya muchimiro ane SMS shoko nhamba hwakarayirwa. Zvose ruzivo pamusoro kufamba mari munhoroondo achapiwa dzakanyorwa. Monthly muripo ndiyo 30 rubles. Pasuru "Economy" haripi mutengi ruzivo pamusoro apedza kwema, asi mashoko pamwe 3D-bumbiro aifanira kusimbisa kwema, vachauya.

"Bank of Moscow"

Kuwedzera Sberbank evanhu "mapurasitiki" yakabudisa masangano shoma munyika. Mudyandigere kadhi iri "Bank of Moscow" iri rakapa mazuva 10. With Visa Erekitironi unogona mubasa okisheni purogiramu hazvo, mishonga, zvikomborero yokufamba ari pevhu uye pamusoro chokufambisa pachiteshi \ d.

Pensioners haagoni kutora inishuwarenzi mitemo yokurapa kana iwe kuenda kuchipatara. All of Data atopiwa nomuzvanza kadhi. epurasitiki yokuisira vanogona kuwana chikwereti muchimiro ane overdraft pa 2,5 mwedzi vaifanira mari 98% of avhareji uwandu pensions achitsive nomwoyo kuuya kubhadhara.

"Rosselkhozbank"

Izvi chikwereti sangano rinopa akasununguka kadhi Mastercard Country muchikwata kamwe pakushanyira dhipatimendi. On nhoroondo mwero rinowanikwa 7%. Unogona kutora mari kubva ATMs, "PSB" uye "Alfa-Bank." About Kunyorwa mari kuti nhoroondo pedhi ichi kuudzwa muchimiro SMS mashoko.

Senzira "mudyandigere" pasuru inopa kusunungurwa dzimwe mepu anosvika masere yeko muripo maitiro uye Mastercard Worldwide. Vadzidzi vanogona kuva vagari Russian, vanogamuchira mumwe mudyandigere kana zvimwe mumagariro kubhadhara. Nhoroondo iri yakavhurwa rubles Russian.

"Chakanaka Bank"

Mudyandigere kadhi iri tsika zvinogona kushandiswa kugamuchira mari kubva (asiri) mamiriro FIU. At pamwedzi Zvakasara mari kuchaita -bereka 5%. Kuti mashoko kubvuma kuti nhoroondo yokuisira vanopiwa SMS ziviso. Mari yebasa iri 30 rubles. pamwedzi. Kurasa mari anogona kuva kumativi wachi, kubhadhara zvinhu mu nehoro paIndaneti. Dzosa mari pasina basa zvinogoneka chete ari ATMs "chizvarwa".

Other inopa kutengeswa

Mudyandigere kadhi "unovhima-Mansijskogo kubhengi" achibvumira yokuisira kuunganidza zvakare pamusoro yasara pachiyero 4%. Right kuburikidza ATMs anogona kubhadhara utilities uye foni mabasa, mitero.

"PrivatBank" munzanga epurasitiki yokuisira anogamuchira nhoroondo nepakati, riri kupfuura 3 mln. Kwiza nechekuzasi., 7% chete annum, asi nokuda withdrawals pamusoro pakaunda kubhadhara 1%. Ita kadhi kunogona chete kuva pabasa mharidzo imwe pasipoti, mudyandigere gwaro uye chitupa kubva Social Security Authority.

mhedziso

The yakanakisisa mudyandigere kadhi nomumwe munhu anosarudza kuti pachavo. Nhamba SERVICING mabhanga pamisika iri diki, asi zvinhu neimwe vari anenge zvakafanana. Okutanga, SERVICING nhoroondo, kuchinjwa evanhu kubhadhara nguva mahara. Asi nokuti nokukurumidza ziviso nemafambiro zvose pamusoro munhoroondo, kubatana yakawedzerwa makadhi achafanira kubhadhara basa.