Nzira Mari kwema

Zvichida hapana emakambani akadaro, izvo zvinogona, pakuita mabasa ayo, kwete kubata yakadaro pfungwa se "mari kwema". Kana rinowanikwa pamwe mutengi, kuripwa mari kuti vashandi vayo uye vamwe mari, zvakadai semuripo kufamba kana bhizimisi zvinodiwa - ichi zvose haisi mazita yakazara vanoshanda nguva zvinoda mukanyatsochengeta tongai murayiro mari kwema.

Asi chii chinonzi pfungwa iyi - "mari kwema"? Uye chii hurongwa mufambiro wavo?

Zvinofanira kunzwisiswa mabiko uye kuchengetwa, uyewo mari sezvo mari zviratidzo uye magwaro mari.

Nokuramba zvinyorwa mari kwema pane nhamba zvinodiwa, vari sezvinotevera:

• Documents tichiratidza kufamba sezvo mari uye mari magwaro, zvinofanira kubva nemazvo uye nguva.
• Exercise kudzora zvakanangwa kushandiswa mari uye kushandisa kwavo vakachengeteka.
• Kuchengetwa mari, uyewo nzvimbo uye muripo kurangwa.

boka rose, iro rine yayo mari, vanofanira kuwana bhuku mari, riri panguva keshiya mune rimwe bhuku. Kunze kwezvo, zvinofanirwa kuti zvakafanana norwonzi, kuverengwa, kudhindwa. Bhuku inofanira chasainwa musoro uye mukuru akaundendi yacho vachida.

Zviri mubhuku rino ose zuva keshiya anopinda imwe iripo pakuenzanisa mari kuti tikiti hofisi pakutanga kwezuva, kufamba kwavo (pakutengeserana, zvekushandisa) masikati nguva uye pakutanga inotevera vakasara. kupinda neimwe inofanira kuitwa muna 2 makopi, mumwe zvakasara mubhuku pachayo, uye mumwe anofanira hwakatamisirwa ndizvidavirire dhipatimendi, izvo zvichaita vaudze keshiya.

Corrections mu mari magwaro ndiwo inadmissible.

Kuti kuitisa chakaita zvokugadzirwa vazvidavirire nokuda mari kwema, akaronga kushandiswa chikuru vanoshingaira nhoroondo 50 "Cash", apo tsika kwokutanga uye yokupedzisira mwero tiratidze Kuwanikwa mari pakutanga uye kuguma kwenguva. Debit ichi nhoroondo kunoshanda nechiidzo mari uye zvikwereti, nekusiyana, anongoti nanga-nanga mari kuyerera.

Anokonzera murayiro mari kwema kunogara pamapfudzi Kumutungamiriri. Maererano nomutemo Russian, vaya vanoita kutyorwa Mari kurangwa, orangwa.

Mazuvano, nokuda kwakapararira computerization akaita zvichibvira kuitisa wemagetsi mari bhuku, iyo nyore zvikuru basa racho keshiya. Zvisinei, muna anodawo mamiriro akadaro, zvinokosha kuita dzose macheki usashandisa zvishandiso zvinopa kubudiswa mari magwaro.

Modernity kwakaita kuchinja kwete chete michina chokuita mari kwema, ivo ndokubata uye murayiro mufambiro wavo.

Muna September 1993, Board Directors of Central Bank of Russia akabvumirwa nemijenya, apo murayiro mari kwema 40 rakazoshandiswa, izvo, kuwedzera kune mukuru zvokudya zvaisanganisira:

• Tungamirira kufarirwa uye kuripwa mari mari, uyewo kuitira kugadzira mari magwaro.
• Murayiro pamusoro basa Mari mabhuku uye kuchengeta mari.
• Mitemo odhita mahofisi, uyewo abvume kudzora mari kurangwa.

Mukuwedzera, gwaro rine annexes zvina:

1. Description nezviratidzo mitemo, chinangwa iyo - kuona sangano pakati kuripwa mari (mubhengi manotsi) uye mari yacho Bank of Russia.
2. Vatungamira zvokufambisa uye kuchengetera mari
3. Technical nokusimbaradza mari pamusoro panzvimbo zvivako uye vakwanise pamwe aramu. zvekushandisa kuchengeteka zvinodiwa.
4. Form gadziriro yamashoko pamusoro odhita panguva bhokisi kuhofisi.

Anenge nemapfumbamwe makore murayiro mari kwema kwakanga kwakafanana remataurirwo uye rakanga rarambidzwa sezvo nokurasikirwa simba murau pakati January gore rino pamwe kupinda rehondo Regulation № 373-P.

Kushandisa kuenzanisa nevasina normative gwaro, zvinofanira kucherechedzwa kuti yakanaka Kuchinja itsva shanduro. Zvisinei, dzimwe nyaya akaramba zvisingagadziriswi.

Muchidimbu, vaya vanofarira zvakananga nzira Mari kwema musimba nounyanzvi basa kana kuti zvimwe zvikonzero hakuzovi okushamisira Regulation №373-P ukanyatsoongorora.