Aichinja kusauka mutemo. Mutemo "On Insolvency (Bankruptcy)"

The mitemo of Russian Federation panyaya murau dzevagari kwema inoshanduka kakawanda. Zvinogona kunzi Somuenzaniso, kukura kwebasa chikwereti ukama. Kunyanya, mutemo pamusoro zvemari insolvency - vakaverengwa yepamutemo mabasa, izvo kazhinji pasi kuchinja. Ndezvipi zvichangobva zvakagadzirwa ari muparamende huri kupi ichi, vakakodzera vainyatsotarisirwa?

pamutemo nuances

Achitaura zvakagadzirwa chokuita kusauka mutemo, zvinofanira kucherechedzwa kuti muRussia pane pamutemo chiito yokudzora noukama mumwe chete ari zvoupenyu chikwereti chine chokuita mari insolvency chokuita zvose masangano uye vagari. Tiri kutaura Federal Law №127 «On Insolvency (Bankruptcy)". Iye yakagamuchirwa 26.10.2002, ari

Regulation Bankruptcy nevanhu

Kwenguva refu, mudziyo pamutemo uyu waidzora zvizere chikwereti ukama chete kutora chikamu masangano. Aigona kushandisa kumatare kuburikidza rifadze mugadziriro kuti Act yaiva insolvency emakambani, asi kwete wenyama vanhu. Zvisinei, muna 2014 mune zvemitemo chiito vanga vawedzera zvatinopiwa yakafanira kuti nyaya kuti kusauka vaiva mukana uye vagari.

Hakuna chaizvo maonero ari kuti pane yoga mutemo pamusoro kusauka muviri vanhu. Izvi hazvisi izvo. Bankruptcy sezvo vagari nemasangano anoita pamutemo chiito akacherekedza FL №127. Munguva ichangopfuura, zviri zvakare mutemo insolvency kuti chikwereti masangano.

Regulation of kusauka kuti zvikwereti zvemari nemasangano

Chokwadi ndechokuti kusvikira December 2014 kusauka zvekufamba, chokwadi, pemahombekombe, nokudzorwa nomutemo chiito chakaparadzana - Federal Law №40, vakagamuchira 25.02.1999 Ndiani mitemo chokuita zvemari insolvency, nokudaro vakabatana chimwe kunobva. Hazvinei kuti kuzvidudzira - sezvo pamutemo chiito yokudzora kuti kusauka mabhizimisi, mabhengi, kana murayiro insolvency evanhu - mashoko omurayiro achava mazhinji zvokudya yawo chete, pasinei nokuti pamutemo yokupira masangano chikwereti yakasiyana.

Specificity kuti zvakagadzirwa

Chokwadi chokuti insolvency mutemo zvinosanganisira zvokudya chokuita nzira pamwe kutora chikamu dzinongoitika vanhu, chingarangarirwa sechinoitika kutekenyedzwa: makore anopfuura 10, saka kuti muparamende yave kuteerera zvinoita yokudzora vagari kusauka, asi akasarudza afungezve mafungiro aro nhengo pazvinoitwa. Naizvozvo, kana tiine nezvazvo zvimwe pamwero mukuru zvakagadzirwa midzi muna muitiro kumurairo Federal Law №127, zvino ichi ndechokuti kuRussia maiva yakazara kusauka mutemo vanhu. Mashoko pamutemo chiito nechido vakatanga kudzidza vagari vanhuwo. Zvikurukuru vaya vakakwanisa kuunganidza akasiyana-siyana zvikwereti uye vakatanga nezvinetso pamwe vachibhadhara dzavo.

Mushure mitemo nhengo awana zvizere maonero, muRussia pakanga mutemo pamusoro insolvency rokudzora vanhu, Entrepreneurs, mabhizimisi nemakambani - edits itsva kuchiri kuramba kuitwa ne muparamende. Inesungano zvakasiyana siyana zvebasa kutsanangurwa chikwereti ukama. Basa redu - kufunga kiyi.

Regulator dzakateerera pamutemo masangano

Zvinogona kucherechedzwa kuti zvichangobva kugadziridzwa dzinorondedzera zvikurukuru mashoko chokuita Enterprises. Basa vanhu asi anodzorwa mirau chete, asi izvo pachavo vari itsva chaizvo. Changes kuti mutemo pamusoro kusauka zvichangobva kuchinja nevamwe 29 December 2014, anogona kunzi akarondedzera emakambani zvakananga (kunyange kana tinotarisa vamwe vavo anogona kududzirwa maringe vagari). Saka, munyaya ino, shoko rokuti "chikwereti" isu rinorevei, pakutanga, kusangano repamutemo. mbuva avo, izvo dzichakurukurwa, dziri kushanda nemasangano.

Kusakarongeka pakati mabhanga ne kuyananisa

Aichinja kusauka mutemo kunge akabata uyu rutivi, sezvo nesungano pakati Lenders - mamiriro masangano rwezvemabhengi, pamwe kuyananisa matare. Maererano zvakagadzirwa mari nemasangano akazvipiwa kodzero kushandisa kuti mashoko Somuenzaniso, kunyange kana vasina talk kusarudza utongi dare wokugadzirisa mari yacho chikwereti. Mupfungwa iyi, chikwereti Masangano vakapiwa zvaunoda chinzvimbo correlative kuti competences ose yemakwikwi masangano, izvo zvaizoitawo vanofanira Muzviitiko zvakadaro mumaoko rutongeso rakakodzera.

pasipasi matare

Kuti unoenderana zvakagadzirwa Lenders vaifanira kuenda kudare hurongwa hwezvekuita zvekufamba. Pashure paizvozvo, vaifanira kumirira chisarudzo vachaitwa pamusoro kuziva mukwereti wacho chikwereti uye kudiwa kwayo kupora. Rinotevera Danho raiwanzobatana netarisiro kusvikira chisarudzo dare hwozouya simba. Mukuwedzera, chikwereti aigona ikwidzwe chikumbiro, izvo zvaizoda akakweretesa munyaya nemiedzo itsva, uye tsime, kana abudirire kwaari. Zvino, zvisinei, aireva dare harina kuzvireva. Asi zvinofanira kucherechedzwa kuti mutemo uyu unoshanda chete kumabhengi, kureva, zvivako, pamutemo sezvo kadhi sangano.

The kutevedzana kwezviitiko zviito nemabhangi

Zvichava zvichibatsira kufunga kuti mamwe maitiro izvo zvinofanira, maererano zvemitemo zvakagadzirwa, tevera pamahombekombe panguva mharuro kusauka nechikwereti.

Saka, mbiri tsika pamwe kupinda simba kuMudzidzisi yakabvumira kugadziriswa kwemutemo wekuita, kureva kuti July 1, 2015, anofanira kuva mazuva 15 asati kurapwa kuyananisa kubudisa chiziviso pamusoro chinangwa kutanga nzira kukudzwa yacho nechikwereti sauka. Gwaro iri akatumira kuna Yakabatana Federal Register mashoko pamusoro vanoshingaira pamutemo masangano. Cherechedza kuti risati kupinda simba yakabvumira kugadziriswa kwemutemo wekuita Deadline for zvakakodzera ziviso kusvika mazuva 30, yatinoona kutumira gwaro kuno wakatora chikwereti, uyewo anozivikanwa zvikwereti kubva kumahombekombe.

Somugumisiro pakati zvemitemo zvakagadzirwa Bank anogona kutanga kusauka yacho anokwereta pasina miedzo okuwedzera. Uyezve, ane kodzero kutanga akakodzera basa zvimwe zvikwereti, saka, rokutanga vakagamuchira panguva dzinoshandiswa anodiwa zvinyorwa chokuita basa nechikwereti.

Kusarudza nguva havazvirambidzi akadzima

Aichinja kusauka mutemo zvakakanganisa zvinoumba zvinofanira paakagadza kwekanguva mutariri. Asati utsanzi chikwereti aiva nekodzero yokusarudza munhu kuita nhengo mabasa kwakavakirwa yako pezvatinoda. Kamwe kuchinja nemurairo anzverwa, nguva kuzvidzora kuva raakapiwa vakasarudzwa zvisina kurongwa. Zvisinei, unyanzvi mashandiro akafanana SWEDERA haina kutsunga. Panyaya iyi, zvokungoitawo maneja achapiwa yakatarwa dare kuti kufarirwa mitemo anodiwa zvigadziriswe.

Asati utsanzi anokwereta aigona gadzai maneja akanga Chokwadi, kuzvidavirira kune boka. Munhu akabata chinzvimbo ichi, aisagona kudzivisa chikwereti kambani akaramba kushanda. Zvakanga zvisingaiti kuti asava, kuti "Maneja ake" kutendeukira sevasingaoni kune chaidzo zvinetso zvemari zviri nechikwereti. Huchiri Zvinogoneka kuti zvinodiwa yokunyoresa haangavi zvinosanganisira chikwereti vane hakusi hazvinatsoita nokuda anokwereta. Uyewo, maneja, yakatarwa chikwereti, aigona kubatsira kambani kuita siyana pamutemo zvinhu, zvakadai kubudisa yokuvanda zvimwe zvinhu kuti inoshandawo dare uye kuti chikwereti.

Chii maitirwo zvinoda chikwereti kuchinja kusauka mutemo? Asati pasi kushanda kune dare, kana anokwereta parura anoratidza kuti kuziva mari insolvency, tinofanira kubudisa chiziviso chokuita basa iri riri rakabatana Register. Pashure paizvozvo randomly yakatarwa matirastii mu kusauka, asi, sezvataona apa, apo nzira iri hakunyatsotarisirwi, uye kusarudza munhu yakakodzera nzvimbo iri kugona roruvanze.

Shoma kukura chikwereti

Aichinja insolvency mutemo uyewo mwoyo pamusoro zvakadai nzira sezvo shoma mari muzvikwereti, izvo kodzero mapato chikwereti kutanga kusauka zvekufamba. Muchiitiko ichi tiri kutaura chete pamusoro chikwereti-masangano. Asati zvakagadzirwa zvakafanana kukosha 100 zviuru. Kwiza nechekuzasi. (Nokuti dzinongoitika nevhu rakawandisa -. 500 ths). Pashure kugadzirisa kuti mitemo kwakawedzera kuwanda: Bankruptcy anogona anosarudza kana kambani hakufaniri zvishoma pane zviuru 300, uye kana ane chinzvimbo dzinongoitika chindingindingi, - kubva mamiriyoni 1 rubles ... insolvency mutemo vanhu, zvikurukuru, inozivikanwa zvikuru zvinhu ezvinhu ari zvoushumiri shoma kukosha chikwereti: kusauka imwe mugari zvinogoneka chete kana atora uye haagoni kubhadhara 500 zviuru rubles .. uye zvakawanda. Kugadziridzwa nomurau uyu kusvikira muparamende haana kubuda.

Kodzero yakasimbiswa chikwereti

Aichinja kusauka mutemo chamuita kuti hurukuro kuti akasimbisa chikwereti - avo vane kutenda vari richengetwe nevamwe zvinhu riri chikwereti pfuma, mamwe kodzero. Ipi? Kunyanya kodzero dzokuvhota pamisangano apo nyaya vakatsunga pamusoro kusarudza kuzvidzora, uyewo dzinokwidzwa kudare maererano kubviswa munhu akakodzera nzvimbo dziri kuchinja wekambani kuti kwokunze utariri. Pamberi zvakagadzirwa Mortgage Lenders vaigona kushandisa kodzero dzavo dzokuvhota kazhinji chete panguva padariro pakuongorora.

Yakasimbiswa chikwereti pashure kuchinja kuti mitemo vakapiwa kodzero kugadzirisa kutanga kukosha rubatso, uyewo kuti umo tenders zvinofanira kuitwa. Kana maonero akakodzera vatambi chikwereti ukama havazowani kunzwisisa kuvatori vechikamu vari kusauka zvekufamba, dare nyaya anofanira kupindira.

Kana boka, riri sechinoitika sauka, ari yaitsiva yesangano rinoitwa Somuenzaniso, apo maererano boka akasikwa akawanda mabhizimisi masangano, kuti yakasimbiswa chikwereti vanekodzero kuti kugutsikana zvikumbiro zvavo tichiregeredza zvakarurama zvinhu.

Lenders Mhando dzakasiyana vakapiwa kodzero tiine rubatso ari kukwikwidzana kwacho. Kuti vaite izvi vanofanira kuita paruzhinji kupa kana chikumbiro yokuita okisheni iyi mhando iripo. Izvi, maererano nenyanzvi, anogona kududzirwa sezvi- nomazviri kudzivirira zvido yakasimbiswa chikwereti.

The kukamurwa nguva

Chimwe pfungwa, izvo akatanga Mutemo wakagadziridzwa wokuita pamusoro kusauka, unogona kusiyanisa mashandiro naro kusauka chikwereti Vangakambira kuti nguva yose kukamurwa pachinhu dzimwe vanotongwa chikwereti, mukwereti kuisa mberi kutaura rapera. Kare, yakadaro mukana hauna aivapa mitemo.

Nomutoro nenguva ziviso pamusoro kusauka

Vakuru yemakambani, dziri achinetseka zvemari, achipa usimuke kutaura chimiro zviratidzo kusauka, vanosungirwa kuzivisa varidzi. Kana mukuru sangano asingadi kuita izvi, pazvinhu kwaari anogona faindi mu uwandu 25-50 zviuru. Kwiza nechekuzasi. Unogonawo kuona kuti toughen kuti marangirwo zvimwe zvisiri pamutemo zviito vebasa kambani kana pakunamata kuti kusauka.

Bankruptcy inofanira kuva anonzwisisa

Pamberi zvachinja kusauka mutemo akaitwa, chero zvikonzero kugumiswa nyaya, nyaya iyo - the kusauka haana inopiwa. Ndiko, Somuenzaniso, kuonekwa wedare upi kushungurudzwa kuburikidza initiator pamusoro kusauka zvekufamba yaisazonaya mumatare nemigumisiro. Mutemo mutsva rinoti kukumbira dare, nyaya iyo - kutanga chirongwa kuziva chikwereti sauka, havafaniri kungogumira yakarongwa ukoshi. Zvakakosha kuti mukwereti yakanga sauka, chaizvoizvo.

Kana zvakadaro, dare rinoona kuti chikwereti kana mukweretesi uyo akatanga kusauka zvekufamba, ziva kuti ndiyo yakakodzera sangano iri solvent, kuti ari kudzingirira mari, enyaya anogona zviri pamutemo akarembedzwa. Chero bedzi, kuti kubudikidza nguva anokwereta haina akarasika muripo. Urongwa kwakadaro kunoita matare kudzivirira wokurangana pakati ngava uye zvikwereti, izvo zvingaita, nokuda ezvinhu akasiyana-siyana akanaka kwavari, asi panguva imwe chete, kukuvara mamwe mapato vanofarira.