Plan kubhengi nyaya. Huru zvikamu uye zvinhu

Plan kubhangi nyaya - a vachiverengwa mazita ndizvidavirire vakanyoresa, izvo maererano nzvimbo nhamba 385-P zvairatidza mashandiro siyana.

The nzvimbo nhamba 385-P kwakatsiva nzvimbo nhamba 302-P uye chinonzi kubva January 1, 2013. All masangano chikwereti muRussia vanofanira kuchengeta ayo chizvidavirire zvinyorwa achitevedza gwaro iri.

Maererano mukuru tsanangudzo kubhangi sangano kuunganidza mari iri okubhengi, deposits, chinoita unozotevera kwemashoko mumuviri nomutemo vanhu muchimiro Tera kuti muripo uye kudzoka hwaro. Sezvo mabhanga vanofanira kuramba uchida zvinyorwa zviri kutaurwa - nokuti rini uye vakagamuchira mari, uyewo - nokuti sei refu uye uyo zvavari wapiwa, ari rwezvemabhengi chati nenhoroondo kwakatosiyana vanhuwo sangano kuronga kuburikidza vakawanda nzvimbo. Plan kubhangi nhoroondo ane vanenge 18-20 nguva yakawanda nyaya.

Plan yezvokutengeserana Maakaundi Okubhengi nyaya yacho 2nd uye 1st kurongeka, apo yokupedzisira ine digits matatu uye anoratidza aggregated chizvidavirire nyaya. A yechipiri kuti panofanira tichiverenga mabhiri 1st kuti pamwe kuwedzera kutevedzana chiwedzerwa. Vakaita uwane chakaita zvokugadzirwa chizvidavirire kwema.

Plan kubhangi nyaya inosanganisira zvikamu huru dzakawanda:

• Section 1, yakatsaurirwa nezvenhoroondo guru. Pano akanyorwa mari zvaitambidzwa kubhangi havaoni ayo, kuchengeterwa mari, wakasara zvakaoma, mugove shoma, chokufuka kurasikirwa. Accounts zvinogona kana basa (kubhangi vanofanira mari kana ivo yake) uye pusa (kubhengi ane mutoro upi sangano kana munhu).
• Unit 2, umo simbi dzinokosha zvinonyorwa, mari. Nhoroondo yacho uye kufungisisa vakawanda kushingaira Kurwara mari uye simbi dzinokosha mune marapiro danho (mumahofisi, ATMs, nenzira inokosha nesimbi - nenzira tumari, inokosha nyaya and said.). Pusa nhoroondo akasvinurira kuti vatengi kuti vabatisise simbi dzinokosha mubhangi.
• Section 3, kuti azvidavirire interbank kubhadhara. A guru chikamu kuratidza ukama zvose pakati zvikwereti masangano, kusanganisira asiri mugari nemabhengi Central Bank of Russian Federation.
• Section 4, kuratidza kwema pamwe vatengi. Hunosanganisira kufungisisa kuvhiyiwa pamwe vatengi, kusanganisira Zvidavirire pamusoro mari iri nhoroondo, zvinyorwa deposits, akakwereta mari, zvikwereti uye dzimwe placements, nonoka zvikwereti, anoreva nhema kushandiswa nevamwe.
• Section 5 zvichiitirwa kuratidza vakanyoresa kuti kwema vane nhumbi rinobva zvemari, kuchengetedzeka. Pano akanyorwa uwandu pachavo mabhanga 'dzavo Investments mumatanda, zvisungo, mabhiri mamwe masangano, pamwe weboka mari yesangano muhurumende masangano, zvikwereti masangano, private makambani, uyewo hurumende ichiisa oupfumi securities makambani vavatorwa masangano. Nhoroondo vakawanda kushingaira. Uyewo, pane akanyorwa kuchengetedzeka nekanzuru pamahombekombe (mubhanga munataisireva).
• Section 6 azvidavirire nokuda mari siyana uye pfuma. Mune yakanyorwa upfumi shamwari uye subsidiaries ane chikwereti sangano, mumigove makambani siyana, wakaiswa pfuma uye nyika, misha ine chikwereti uye chikwereti (bhizimisi, Contractors, vashandi uye vamwe.).
• Section 7, apo migumisiro remapazi zvinoratidzwa. Heano nhoroondo zvakagadzirirwa kuratidza mari uye mari zvabuda, mari, mari mitero uye nevamwe.

A plan kubhengi nyaya inosanganisira chitsauko "B", apo kunze akaratidza akavhiyiwa hwakatamisirwa kuvimba utariri chepfuma, musoro "B" (kure-nepakati jira Nhoroondo) kuti zvinodiwa kuti tiratidze tsika asina zvakananga toreva yesangano iri pamahombekombe, kusanganisira: letterheads pakati kuchengetedzeka (kuenzana uye chechitatu-nebato issuers), kwema vane mari tsika (macheki kuti muunganidzwa, mari, akagamuchira kuongororwa, etc ..), mberi kwema, Rental, anoreva nhema, nomukaka uye nevamwe. uye musoro "D" (Nhoroondo dhepoti) De akaziva kuchengetedzeka kwema mu quantitative nemashoko.