Interesting kuti mudyandigere muGermany

Vakataura mumwe dzinonakidza chokwadi: muGermany, mumwe inonyatsobudirira mudyandigere enyika muEurope. Sei? Verenga pamusoro.

The Mhando chikuru vachibhadhara

Pensions muGermany yakakamurwa muzvikamu zvitatu:

- Issue zera.

- vajairira dzichashivirira (kana kuti mhosva akapona).

- kubhadhara urema kana paine kwakakwana uye nyanzvi urema muvanhu.

mashoko

Funga wokutanga mhando - a mudyandigere muGermany kuti kupa zera. Izvi zvinosanganisira mhando dzakawanda vachibhadhara:

- Total kubhadhara kana murume makore 67 (kunobudirira kubva 2012), kana pane basa ruzivo kwete asingasviki 5 years.

- Benefits kana kurasikirwa (kukwana kana zvakakwana) yokushanda inokwana vanhu nemakore 60, kana munhu akawanikwa kukodzera kushanda uye ake ruzivo kwemakore 35.

- zera mari kune vasingashandi, kana avo vari kuita chikamu, aine makore 60. Izvi zvinoshanda vaya kwemakore 1.5 zvave musingaitwi basa, uyewo vashandi vanoshanda chikamu-nguva haisi asingasviki 52 vhiki kana 24 mwedzi. Ukuru achava makore 15.

- kubhadhara vaya vane makore anodarika 35 mubasa nyika.

- kubhadhara chete vakadzi vakaberekwa muna 1952 zvasvika makore 60 okuberekwa vane ruzivo munyika kwemakore 15. makore 10 uye 1 mwedzi anofanira kuwira pamusoro nguva pashure makore makumi mana.

- Vachabatsirwa miners vane ruzivo kwemakore 25 uyo zvasvika makore 60 ekuberekwa.

Pensions muGermany zvisina mhosva zvaitika. Zvakakosha kushandisa kuti mumwe mhando zvinobatsira. Zvichaita kuti kuzadza fomu rinokosha. Retirement mudyandigere kusvitsa vanhu chete vaya ndakawana izvozvo. kodzero iyi haigoni kuchinjwa, richiwanika pasi ezvinhu raanotaura nemitemo. The chikuru chinodiwa - Pazvinotanga of runoenzanirana zera kuti kutsunga aparadzane chimwe chikamu.

zvinokosha pfungwa

Nokuti mudyandigere kuGermany, unofanira kuva mumwe nhamba yemakore mabasa, iro insured. Izvi zvinonzi Wartezeit. Zvose zvinoenderana norudzi vemibairo. Nguva iyi ingabva 5 kusvika 35 makore.

Paavhareji mudyandigere muGermany muna 2013 ndiyo 1266 euros.

inishuwarenzi

Munyika ino pane mhando wandei software. Pane zvikuru zvitatu nhanho:

- Chinodiwa gosobespechenii.

- Insurance Enterprises.

- Non-State Security, private mari.

State Insurance mutemo unoti vose vanhu pamwedzi mari dzinopfuura 3900 euros asati deducting mitero inodiwa. The kwava zvikuru chetsika. Chaizvoizvo charo kuti nokushanda uwandu mari yokutsigira pavane tichiregeredza pensioners kurarama. The nyika ine nheyo redistribution - imwe mhando chibvumirano yokubatana kwevanhu kumarudzi akasiyana. Hapana pakuunganidza mipiro vagamuchira, vari kushandiswa pakarepo. Vakawanda veGermany mari yakakwirira kuramba paruzhinji mabasa, akatendeuka oga vatengesi. Hazvina akakurumbira pakati varimi uye Entrepreneurs. The payer akasarudza sei zvichatora bvisa kana iye anopedzisa chesungano iri mudyandigere inishuwarenzi yavo.

Uwandu mudyandigere muGermany wakafanira, tine chimwe chinhu chokudzidza kubva kwavari. Vanhu venyika ino vanodavira kuti kana musingadi hanya pachavo kuchengeteka kwavo pakukwegura, ipapo hapana chichabudirira. Saka havafungi kuti mukuru vanobatsirwa - munorumbidzirweiko chete vehurumende munyika, sezvo vakawanda vokuRussia.