A bundu Verengai kubhadhara pensioners vanovimba uye sei kuti

Munhu wese, kusiya zvakakodzera kwemakore akawanda upenyu basa zororo, ane kodzero yepamutemo kuti mudyandigere. Kazhinji kukura mudyandigere kubhadhara hazvivakwani hwomutambarakede kuvapo. Saka, mamiriro zvinoisa mutoro wokudzorera mukanyiwa-mari makomborero pensioners mu dopolnitelenie kuti inokosha mari nokuda mudyandigere zvipo.

mudyandigere mari mari (SOPs) pfungwa

Mudyandigere mari - ndiyo chitsama mari iri pachavo mudyandigere nhoroondo mugari uyo paChikoro fanira mudyandigere inishuwarenzi muna mudyandigere Fund of Russian Federation (kana muchivande mudyandigere mari). Idzi dzinosanganisira:

• uwandu inishuwarenzi, izvo dzakanyorwa maererano basa kusvikira basa ravo maererano nemitemo rokubva mudyandigere inishuwarenzi kuti mari mugove mudyandigere ari mugari;
• vanhu pokuita purogiramu wehurumende co-mari kuti mudyandigere - uwandu inishuwarenzi vanobhadharwa Uyezve maererano accumulative chikamu mudyandigere; uwandu mipiro vashandirwi vari mubasa purogiramu co-mari sezvo bato wechitatu; uwandu mipiro kubva hurumende mari co-mari yacho mudyandigere kuwanda;
• chikamu nzira (kana yose mari) mhuri (mubereki) guta, rakanga zvainanga paumbwe SOPs;
• mari kubva mubhizimisi mari pamusoro apa.

ndivo SPN Who

SPN akaumba vagari, kana vari nhengo fanira mudyandigere inishuwarenzi ezvinhu akaberekwa pamberi 1967, uye vakashanda / vari kushanda chero nguva kubva 2001. Izvi zvinosanganisira kirasi vanhu vane nyasha inishuwarenzi kuti kugara mipiro kuti mari mudyandigere kubudikidza basa kubva 2001 kusvika 2004. Murume uyu, akaberekwa nguva kubva 1953 kusvika 1966, uye mumwe mukadzi, musi wokuberekwa iyo weveta 1957-1966 gore.

Mari mudyandigere hunowanika vanaamai akatuma maternity guru kuumba SPN, uye vechikamu pamusoro pehurumende mudyandigere co-mari chirongwa.

zvakagadzirwa Major munzvimbo vachibhadhara SPN

Munguva ichangopfuura, hurumende yeRussia iri kuva mutemo, maererano iro wese ane mukana kwete chete kuti kugamuchira mudyandigere mudyandigere upenyu tichiregeredza mudyandigere mari, asi kuti kuvimba nomumwe-kure rubatsiro evanhu. Uyezve, pamudyandigere neimwe inofanira kodzero kubudisa pakarepo mudyandigere kubhadhara SPN, iyo yakaumbwa tichiregeredza inishuwarenzi zvokuzvidira.

Mukana tama kodzero kuwana SPN vatsivi naiyowo kuwedzerwa. Makore mashoma apfuura vatsivi vakakwanisa kuwana SPN, chete kana insured mugari akafa asati apa mumwe mudyandigere mudyandigere. Maererano noMutemo, kana akasiya vasingabhadharwi chikamu chimbi mudyandigere mubhadharo vafa mugari wenyika insured, kugamuchira anogona kushandisa amutsive. Zvakagadzirwa kunge akabata nyaya yokugara SPN akaumba tichiregeredza mubereki (mhuri) guta.

Marudzi pensions

Pasi pemurairo, mugari ose, kunze hwose kubhadhara kuti mudyandigere mari, unogona kuvimba mumwe-kure kubhadhara kuti pensioners.

Mudyandigere ndiwo:

• kukurumidza mudyandigere mubhadharo;
• bundu Nemutengo mari pensioners;
• SPN, izvo mhosva kusvika mudyandigere zera;
• disbursement of insured pamudyandigere vatsivi vake.

Bundu pakuverengwa kune pensioners

Imwe-nguva evanhu muripo pensioners - mukana kugamuchira mugove mudyandigere mudyandigere upenyu, kwete chete muchimiro pamwedzi kubhadhara, asiwo se bundu Nemutengo (pamwe nekodzero). Uyewo, vagari vanogona kukurumidza mudyandigere muripo, iyo yakaumbwa tichiregeredza zvimwe mipiro.

Ndiani rinovimba bundu pakuverengwa mubhadharo

Mukanyiwa-Verenga mari akaita pensioners Mapato ose insured vanhu vakadaro:

1. Vagari uchitsvaka mudyandigere makomborero chokuita nokurasikirwa pakuriritira mhuri.
2. Persons vanogamuchira urema mudyandigere uye vakaremara pensioners nemhaka yokurwara.
3. Vagari vasina kodzero mudyandigere nokuda kushaya basa ruzivo, asi kuwira pasi pehurumende mudyandigere zano muchimiro pasocial mudyandigere.

A mukanyiwa Verengai mubhadharo kune pensioners: ndiani anopa

Bundu Mari Mari SPN vakatakura FIU kana NPF, zvichienderana kupi insured munhu kubhadhara inishuwarenzi. Kuripwa mukanyiwa-mari makomborero kune pensioners iri nokudzorwa Hurumende.

List kuti zvaida magwaro

A mukanyiwa Verengai mubhadharo kune pensioners chinhu declarative chimiro. Kuti vawane izvozvo, unofanira kushandisa kuti miganhu hofisi mudyandigere Fund kana private mudyandigere mari, nokuzviisa pasi achashanda rakanyorwa uye kupa magwaro anotevera:

• kadhi ari mugari wenyika Russian Federation;
• chitupa mudyandigere inishuwarenzi kurovererwa;
• gwaro wakabudiswa basa rekuongorora pamusoro miganhu bazi RPF, pakati inishuwarenzi uye chitsama mudyandigere mudyandigere;
• bhangi mashoko nokuti kuchinjwa imwe-nguva mari kubva SPN.

Pandaiva kuwana mari

Pasi pemurairo, chisarudzo musi kuripwa bundu Nemutengo anofanira kuitwa mukati mwedzi kubvira musi pasi ane rakanyorwa chikumbiro kuna mudyandigere Fund pamwe urongwa magwaro anodiwa. With yakanaka mugumisiro, bundu chitsama mari pensioners rinoitwa munguva isingadariki 2 months kubva musi sarudzo. Kana yokukundikana kugadza muripo, kuti mudyandigere Fund ari kunyora inozivisa mugari rokusarudza, achitaura chikonzero.

Kukura bundu Verengai

Imwe nguva kubhadhara kuti pensioners kunobva mari SPN vari dzavo oga nhoroondo, nenguva kugadzwa basa mudyandigere. Vagari vakaberekwa asati 1967, mudyandigere accruals dzakaumbwa kwemakore matatu (2002-2004), saka payout mari kubvira 5 kusvika 15 zviuru rubles.

A mukanyiwa Verengai mubhadharo kune pensioners naMia

Vagari Russian vakanga adzingwa basa iri Interior Muushumiri pamwe kodzero mudyandigere, uye vatora pamusoro rekodhi kuti bundu Nemutengo panguva yebasa, vanofanira kuwana bundu-Nemutengo muripo evanhu zvikomborero.

Imwe nguva kubhadhara kuti pensioners anogona ipiwe panguva zvavanokumbira, kana vakanga vagamuchira pamberi March 1, 2005 vakanyorwa sezvo vachida dzinogarwa kwakavakirwa nokuda akakodzera muviri yeRussia Interior Ministry.

Saka, nzira yepamutemo yokuti zvikunde mugari imwe-nguva evanhu rubatsiro asipo, kana pamudyandigere MVD haasi ari tungamidzana kuti dzimba chibvumirano basa mubayiro kana bundu-mari muripo mu munyika munyaya miviri.

Ngaabvumire pensioners, kupfuurira basa rake

Nerimwe retatu mugari wenyika Russian Federation, wakaumbwa urongwa pensions, akaramba basa rake. Sezvingatarisirwa, vakawanda vanofarira mubvunzo wokuti bundu Nemutengo mari kushanda pensioners vanovimba.

Kazhinji, kushanda pamudyandigere mukanyiwa-mari kubatsira havasi kuwana. In zvinoitirwawo kugumiswa nokuda redundancy, waunoshandira anofanira kuripa zvatinosiita severance mubhadharo.

Tichifunga izvi, ose Russian pamudyandigere angashanda ive SPN. Nokuti vaya chete kuenda zvinoshanda PFRF nechinangwa zvaaiita mudyandigere, mukanyiwa-Verenga kubhadhara tichiregeredza of SPN vachaitwa kwavo kushanda zvakanyorwa pamwe chete mudyandigere zera.

Nokuti bundu pachiyero, maviri ezvinhu anofanira akasangana: ari mugari anofanira kodzero kuripwa akare-vezera mudyandigere (kana kare vari pamudyandigere) uye vane mudyandigere nemari. Nepo chikonzero kuramba kubhadhara bundu pakuverengwa pa PFRF haazovanzwiri. The Hurumende Russian anotarisira pensioners uye nguva otaura zvakagadzirwa ari zvemitemo yemibvunzo vagari vaiuya pamusoro zororo, kana kana uchida chinhu.

Zvinokosha kucherechedza kuti utarisire kuti mari chikamu mudyandigere anogona pamudyandigere mumwe woga - unogona kuwana rive kwokunwa basa, kana kuti tsanangurai yakananga nguva vachibhadhara (rose mari achapiwa wakabudiswa mukati gore kana maviri kana kunyange mashanu), asi unogona kuwana panguva iyoyowo. Zvapedzisira nzira zvakawanda zvakanaka mune zviitiko apo SPN ane diki saizi.